The Payments Technology
You Need to Win
Deliver modern payment methods, intelligent routing, and AI-powered commerce to your merchants — without rebuilding your stack.
Compete with Global Fintechs
Offer your merchants advanced orchestration capabilities — through your own platform.
Accelerate Merchant Onboarding
300+ payment providers and 1,000+ methods connected through a single integration.
Reduce Development Overhead
Proven, scalable infrastructure — no legacy rebuild required.
Compete Where It Counts
Global fintechs move fast. They offer merchants unified APIs, intelligent routing, and rapid deployment of new capabilities. Yuno gives banks and acquirers the same technology — built to work with your existing systems, not replace them.
Merchant Acquiring Under Threat
Non-bank PSPs now control over half the global acquiring market. Merchants are switching to fintechs for cost, speed, and reliability — yet most would return if their bank could match the experience.
Data Rich, Insight Poor
Leading banks leverage AI and dynamic orchestration at scale. Most others do not, creating a widening performance gap. A massive modernization opportunity sits on the table.
Ecosystem Fragmentation
Banks manage dozens of payment integrations, with the majority of IT budgets going to maintenance. Local payment methods keep growing — integrating them one by one is no longer viable.
One technology layer. Three strategic pillars.
Yuno sits behind the bank as an invisible technology layer. You retain brand, acquiring license, settlement, and merchant relationships. We provide the technology and data infrastructure.
Payment Technology
Modern API infrastructure for online e-commerce, POS multi-method, and bank-as-payfac — built to evolve with emerging agent-initiated payment protocols.
Intelligent Agents
AI-powered agents deployed in your environment via MCP connectors. RM productivity up 20–30%. Real-time portfolio dashboards. Reconciliation and chargeback automation.
Integration as a Service
The middleware layer connecting banks to risk, lending, loyalty, ERP, KYC, and core banking. 5–15 separate integrations reduced to 2–4 weeks each.
Four capabilities built for banks
White-labeled under your brand, designed for your merchants, and ready to deploy — starting with the capabilities that drive the fastest return.
White-Label E-commerce Orchestration
Deploy a fully white-labeled payment orchestration platform for your merchants — domestic and cross-border. 1,000+ payment methods, intelligent routing, and real-time analytics, all under your brand.
POS Orchestration & APM Integration
Enable your merchants to accept all payment methods at point of sale — QR codes, wallets, cards, and local APMs. Critical for tourism-heavy and expat-dense markets like the Gulf.
Apple Tap to Pay on iPhone
Turn any mobile device into a payment terminal. Enable merchants to accept contactless payments without additional hardware — reducing onboarding friction and expanding your acquiring footprint into micro-merchants and field sales.
Authentication Building Blocks
Future-proof your payments technology for AI-initiated transactions. Yuno provides the authentication primitives banks need to support agent-driven commerce — compatible with major emerging protocols and designed to grow with the ecosystem.
Intelligent Routing. One Integration.
Give your merchants access to a modern, fully white-labeled orchestration platform through your existing infrastructure. Connect them to global payment methods, smart routing, and optimized checkout — all under your brand, managed from a single integration.
Intelligent Routing & Optimization
Intelligent routing, A/B testing, and real-time performance optimization become part of your offering. Your merchants get the capabilities they expect from global players — delivered through you.
Data Intelligence Layer
Integrate AI agents directly into your infrastructure to give merchants access to conversational payment analytics, automated transaction recovery, and emerging commerce protocols.
Single-API Infrastructure
A single API replaces dozens of integrations. The bank’s entire payment ecosystem — domestic rails, global schemes, digital wallets, BNPL, real-time payments — through one connection.
Your Brand. Our Technology.
The merchant never sees the word Yuno. The bank owns the client relationship, the data, and the strategy.
Total Brand Sovereignty
From API docs to the reconciliation dashboard — 100% white-labeled. Your brand at every touchpoint.
Non-Custodial Model
Yuno orchestrates payment instructions — funds settle directly between merchant and acquirer. No money touches Yuno.
Bank-Grade Security
PCI-DSS Level 1, SOC2 Type II, and ISO 27001 certified. Sensitive data tokenized instantly. Regional data residency options.
50ms Failover
When a PSP goes down, Yuno reroutes automatically. The merchant keeps selling. Your uptime stays protected.
AI-Powered Payment Intelligence
Two dimensions of AI capability — agents that optimize your existing operations, and infrastructure that prepares you for the next era of agent-driven commerce.
AI Agents That Support Payments
Deploy AI-powered agents directly in your environment via MCP connectors. Automate reconciliation, chargeback management, and transaction recovery. Give relationship managers real-time portfolio dashboards and conversational payment analytics.
Authentication Building Blocks for AI Commerce
Future-proof your payments technology for AI-initiated transactions. Yuno provides the authentication primitives banks need to support agent-driven commerce — compatible with major emerging protocols and designed to grow with the ecosystem.
Apple Tap to Pay on iPhone — Enabled Through Your Platform
Yuno's partnership with Apple brings tap-on-phone capabilities to your merchant network. Any iPhone becomes a payment terminal — no additional hardware or separate integration.
Apple Tap to Pay on iPhone
Deploy Apple Pay and Apple Collect capabilities through your existing infrastructure. Offer competitive mobile acceptance across Latin America and beyond — with capabilities merchants are already asking for.
Hold card or device
near iPhone
Banking-Grade Infrastructure
Designed for the security, compliance, and scale requirements of enterprise financial institutions.
PCI-DSS Level 1
Highest level of payment card industry security certification.
SOC2 Type II
Independently audited controls for security, availability, and confidentiality.
ISO 27001
International standard for information security management systems.
Data Residency
Regional data storage options to meet local regulatory requirements.
Tokenization
Sensitive data tokenized instantly — never stored in raw form.
99.99% Uptime
With 50ms automatic failover to keep every transaction flowing.
Payments Technology That Spans the Globe
From First Call to Live Transactions
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Powering the Future of Payments Technology
Talk with one of our payment experts.